Jose Espada, CPA — Accounting for Contractors and Real Estate
Jose Espada, CPA, is a U.S. Army Veteran who specializes in delivering tailored accounting and advisory services to contractors across the United States. His company provides strategic support in job cost tracking, variance reports, WIP (Work-in-Progress) report analysis, cash forecasting, budgeting, timely and accurate financial reporting, and business consulting — all customized to meet the unique financial demands of the construction industry.
Jose earned his bachelor’s degree in accounting from Inter American University of Puerto Rico. Shortly after graduating, he began his career with a real estate development firm in Puerto Rico, where he gained firsthand experience managing construction project finances, developer budgeting, and the complexities of property-based accounting.
After starting his career as a Project Accountant, he steadily worked his way up the ladder to serve as a Controller and later CFO for Real Estate Developers, Property Managers, and General Contractors in the Washington D.C., Maryland, and Virginia (DMV) area. While working as a Project Accountant, he also completed a Master’s in Taxation from Nova Southeastern University, further strengthening his knowledge of tax strategy and planning. In these roles, he gained valuable exposure to federal government contracting work, institutional projects, airport construction, and private real estate development — building a deep understanding of the operational and financial challenges contractors face across a wide range of sectors.
In addition to his financial leadership roles, Jose also served as a Real Estate Portfolio Manager based in Orlando, Florida, overseeing a portfolio of commercial properties across the East Coast, including professional office spaces, retail centers, and restaurant properties. He led strategic asset management, lease negotiations, capital planning, and financial performance optimization for a variety of asset types. He is also a licensed Real Estate Broker, adding a valuable layer of transactional and market expertise to his professional toolkit — particularly in the commercial and investment property sectors.
In 2025, Jose founded a consulting business based in Orlando, Florida, with a mission to provide financial guidance exclusively to individuals, small and midsized business owners nationwide. With more than 25 years of hands-on construction accounting and real estate experience, he brings the industry-specific insight contractors need to reduce tax burdens, manage projects profitably, and make informed, growth-focused business decisions.
If you're a small business owner, midsized contractor, or individual looking for a CPA who understands your business from the ground up — from the field to the financials — Jose Espada is a trusted partner you can build on.